Go Compare Travel Insurance: Compare Quotes for Best Cover

Anyone who has tried to find travel insurance while managing a pre-existing condition knows the drill: endless forms and blanket exclusions. Go Compare, one of the UK’s leading comparison sites, aims to simplify the process by pulling together quotes from a wide range of providers and this guide breaks down how the platform works for travellers with diabetes, pancreatitis, kidney stones, and other ongoing conditions.

Trustpilot rating: 4.7 out of 5 · Customer reviews: 162,924 · Insurance providers: Multiple major UK insurers

Six key figures that shape the travel insurance landscape for travellers with medical conditions.

Who offers the best and cheapest travel insurance?

Finding the cheapest travel insurance often means comparing multiple providers. Go Compare is one of the most popular comparison platforms in the UK, with a Trustpilot rating of 4.7 out of 5 based on over 162,000 reviews (Trustpilot). It lets you enter your health details once and see quotes from a wide range of insurers. Another option is Compare the Market, which offers a similar service.

The implication: price alone should not drive the decision; coverage depth matters more for travellers with ongoing conditions.

Is AXA good travel insurance?

AXA is a well-known insurer with a solid reputation, but whether it’s “good” for you depends on your health profile. For travellers with conditions like diabetes or heart disease, a specialist insurer such as AllClear may offer more tailored cover.

What this means: for most travellers, the best approach is to compare multiple platforms and check each insurer’s stance on pre-existing conditions.

What conditions are not covered by travel insurance?

Most standard travel insurance policies do not cover pre-existing medical conditions unless you explicitly declare them and the insurer agrees to include them. That covers a wide range: from chronic conditions like diabetes to episodic issues such as kidney stones and pancreatitis.

• Pancreatitis is typically classified as a pre-existing condition (NHS).
• Kidney stones may be excluded if not declared beforehand, but cover is possible if the condition is stable (Kidney Care UK).
• Any condition requiring treatment in the two years before travel typically needs specialist insurance (AllClear Travel Insurance).

What are typical travel insurance exclusions?

• Adventure sports and hazardous activities
• Travel to countries with FCDO advisories against travel
• Claims related to alcohol or drug use
• Pre-existing conditions not declared

Beyond pre-existing conditions, policies often exclude these items. Check the policy wording carefully, especially if you have a chronic condition that might flare up while away.

The pattern: conditions treated within the last two years are the critical threshold — if in doubt, always declare.

What medical conditions do you have to declare for travel insurance?

The golden rule: if you have any medical condition that has required a hospital visit, GP appointment, or medication in the last two years, you must declare it when applying for travel insurance (AllClear Travel Insurance).

• Diabetes is one of the most common conditions that must be declared (Diabetes UK).
• Heart conditions, cancer, and respiratory diseases also require full disclosure.
• Even mild conditions like high blood pressure or asthma can affect your policy if not declared.

Do I declare diabetes on travel insurance?

• Yes — all forms of diabetes must be declared (Diabetes UK).
• Failure to declare can void your policy.
• Many providers, including AllClear, offer dedicated diabetes travel insurance (AllClear Travel Insurance).

If you use insulin, you’ll also need to declare that. Some insurers may ask about your latest HbA1c levels to assess stability.

The trade-off: declaring everything may increase your premium, but it secures valid cover. Non-disclosure is a gamble with high stakes.

Can you get travel insurance with pancreatitis?

Yes, it is possible to get travel insurance if you have pancreatitis, but you will need a specialist provider that offers cover for pre-existing conditions. Standard policies almost always exclude it. AllClear, for example, covers pancreatitis as a pre-existing condition under its Gold, Gold Plus, and Platinum tiers (AllClear Travel Insurance).

Will travel insurance cover kidney stones?

Kidney Care UK advises travellers to disclose any history of kidney stones and to carry relevant medical documentation (Kidney Care UK).

Is pancreatitis classed as a pre-existing condition?

• Yes, pancreatitis is considered a pre-existing condition by all major travel insurers (NHS).
• You must declare it when applying — the insurer will assess your medical history and may require a GP letter.

What’s the best travel insurance for diabetes?

• There is no single “best” policy — it depends on diabetes type, medication, and travel plans.
• AllClear offers tailored diabetes cover (AllClear Travel Insurance).
• Comparison sites like Go Compare let you filter for pre-existing conditions.

Why this matters: insurers are open to covering serious conditions like pancreatitis and diabetes, but only if you are transparent about your health history. For more information on travel insurance, you can consult our comprehensive Vakantie checklist voor je reis.

What is the best travel insurance for seniors?

As you age, travel insurance premiums typically rise because of increased health risks. However, specialised senior travel insurance policies exist that cater specifically to travellers over 50, 60, or 70.

• Age UK offers a dedicated senior travel insurance service (Age UK).
• Pre-existing condition cover is often the most critical factor for older travellers.
• Annual multi-trip policies can be more cost-effective for seniors who travel frequently.
• Recent events like the Regen Central tour company shutdown highlight the value of cancellation cover in travel insurance.

What travel insurance features matter most for seniors?

• Cancellation cover for trips up to £25,000 (as offered by AllClear Platinum)
• Medical emergency cover up to unlimited (Platinum tier)
• Cover for pre-existing conditions – many policies stop at 75 or 80 (MoneyHelper)
• For travellers flying with airlines like EasyJet, having cover can also help with unexpected cancellations.

The catch: age limits and pre-existing condition clauses are the biggest hurdles for senior travellers — compare policies carefully before buying.

AllClear’s three main policy tiers offer different levels of cover for travellers with pre-existing conditions. Here’s how they compare.

“If you’ve had a hospital appointment, visited a GP or taken any medication for a medical condition in the last two years, you’ll need specialist travel insurance.”

— AllClear Travel Insurance (AllClear Travel Insurance)

“Travel insurance should be purchased as soon as you book (ASAB) to be protected if you need to cancel before you go.”

— MoneySavingExpert (MoneySavingExpert)

“Our customers rate us 4.7 out of 5”

— Go Compare website (via Trustpilot)

For UK travellers with pre-existing conditions, the choice is clear: use a comparison site like Go Compare to explore options, but always verify that the policy explicitly includes your condition, or seek a specialist insurer to avoid nasty surprises.

En detaljerad recension av Go Compare travel insurance review belyser hur plattformen hanterar försäkring för personer med diabetes och pankreatit.

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